Citibank unsecured loan happens to be designed for salaried people, self-employed expert and business people. Existing Citibank clients by having a Suvidha, Branch or home financing relationship can avail of Citibank personal bank loan.
Just how long may I decide to try repay the mortgage?
You can easily repay your loan during a period of 12 to 60 months.
The time of the time you are taking the loan over will influence how big is your repayments, therefore if you need smaller repayments, you really need to repay your loan over a lengthier term. Keep in mind, the longer you are taking to settle your loan, the greater amount of interest you will be charged overall.
May I pre-pay my Personal Bank Loan?
Yes. You’ll pre-pay your own personal Loan. You have got two choices to produce a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing the full Pre-payment by settling the entire loan outstanding in one single single repayment. In the event that you prefer to make partial prepayment of the outstanding quantity, it really is a Partial Pre-payment. To produce prepayments in complete or component, you’ll want to phone our 24×7 CitiPhone helpline.
Complete Pre-payment of Citibank Unsecured Loan
For loans booked, it is possible to shut your loan account in full; can help you therefore any time following the very very very first 12 months as your loan scheduling. For loans scheduled prior, you’ll shut your loan account in complete any right time following the very first half a year of the loan scheduling.
Partial pre-payments may be made post the very first year of one’s loan scheduling. To produce re re payments in complete, you will need to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Personal Bank Loan
You may possibly prepay an integral part of the balance that is outstanding of loan at the mercy of listed here conditions:
- You’ve got paid your loan EMIs for at the very least 12 months that are consecutive your loan scheduling date.
- Your prepayment quantity is the same as no less than 2 EMIs and at the most 5 EMIs.
To help make part pre-payment, you’ll want to phone our 24×7 CitiPhone helpline. As soon as you inform the lender of the intention to prepay, the financial institution will consider carefully your demand and verify the last amount you meet the criteria to prepay. After making the pre-payment, you will need to carry on repaying the EMIs that is subsequent per the payment routine provided by the financial institution. The partial pre-payment facility can be acquired when in year.
Whenever do i must pay Late Payment Charges?
The date that is due the payment of EMIs will probably be 1 st of each thirty days, following a thirty days of Loan disbursement. Re re Payment guidelines will be presented from 1 st of each and every thirty days. We nevertheless donРІР‚в„ўt fee any belated repayment costs just in case the re re payment is delayed.
How do you learn how much is outstanding to my loan?
If you should be a preexisting Citibank on line Banking consumer, you will see your present loan stability on the web, nevertheless please be conscious that it isn’t really your settlement that is final figure.
Instead, to discover the outstanding stability on your private Loan simply phone our 24×7 CitiPhone helpline. Are going to in a position to provide you with the many information that is recent your loan.
How frequently will we be given a declaration?
Statements are given annual regarding the 31st of March and mailed to your many present target offered to us. If you want a statement given virtually any time, merely e mail us on our 24×7 CitiPhone helpline figures supplied right right here or make use of your Citibank Online IPIN (available on demand) to gain access to your personal bank loan Account and get your balance.
wemagine if I do have more concerns?
If you’re Citibank client, be sure to use the ‘online question’ center to create to us. If you should be maybe maybe not really a Citibank Consumer, please phone our 24×7 CitiPhone helpline numbers supplied right right here.
Willing to make an application for your loan?Click 4 Call.
- Unsecured Loan Form
- Documents Required
- Private Loan РІР‚вЂњ Loan Agreement
- Private Loan РІР‚вЂњ Provider Conditions And Terms
- Private Loan РІР‚вЂњ most terms that are important Conditions
- Private Loan РІР‚вЂњ Standard Conditions And Terms
Stipulations apply. Issuance of loan are at the single discernment of Citibank, N A. Citibank reserves the ability to ask for just about any extra papers from the applicant.
Citibank reserves the proper, whenever, with previous notice to add/alter/modify/ modification or differ some of the conditions and terms or even change them, wholly or perhaps in component.
+ please be aware that the Click 4 Call solution can be acquired. This center just isn’t available on nationwide breaks and significant Public vacations.
*The last loan quantity, rate of interest and loan tenure relevant is supposed to be at the mercy of eligibility, per Citibank’s credit processing requirements.
**Instant call straight straight right straight back solutions on SMS can be obtained. If you should be maybe not on Aircel/Airtel/Vodafone/Idea, deliver the SMS. Stipulations apply.
^Timelines mentioned include only business days. Timelines talked about would commence when the documentation that is entire per Citibank’s needs are submitted by the applicant.
# Consumer can combine stability of no more than 2 bank cards and 2 loans that are personal. Consumer can avail a debt consolidating loan all the way to Rs. 15 Lakh. The loan that is final and interest price relevant will soon be at the mercy of eligibility, depending on Citibank’s credit processing requirements.
Partial pre-payment is permitted after one year of loan tenure. Client can work out this just once in one year. Client has to pay in numerous of EMIs. Component pre-payment quantity can be just as much as 5 months EMI quantity and the least 2 month EMI amount. For the precise quantity, client has to payday loans VT phone CitiPhone.